Natrag na blog
Savjeti

How to buy a phone in installments without hidden costs

Monri installment payments, bank cards, leasing — we explain every option and show which payment plan is most favorable for buying a new phone.

Monri installment payments, bank cards, leasing — we explain every option and show which payment plan is most favorable for buying a new phone.

Monri installment payment — how works

Monri is a payment gateway that enables banks to offer interest-free installment payments (0% APR). At Mobi Lux, we offer 3, 6, 12, and 24 interest-free installments on all devices. The only condition is that the card supports installment payments — mainly Visa and Mastercard cards from Erste, PBZ, Zagrebačka banka, and Raiffeisenbank.

We recommend checking with your bank in advance — call the info line and ask about activating the installment payment option.

What to to be careful

Early repayment: with most banks, you can close installments without penalty. Processing fee: some banks charge a 0.5-1% fee. Number of installments: 24 installments mean a lower monthly amount, but check if the card has sufficient limit.

Our advice

For devices up to €800, we recommend 12 installments. For premium devices from €1,200+, consider 24 installments with the Monri system. Come with your card and ID card — we're done in 10 minutes.

Editor's rating
Always available
Price
Interest-free
Category
Tips
Advantages
  • 0% interest on Monri installments
  • Up to 24 installments available
  • Fast in-store processing
Disadvantages
  • Bank verification required
  • Card limit must be sufficient

Are you interested in this device?

Visit us at Galleria Business Center or contact us — we advise and help immediately.

View offer →
Find perfect device for yourself
View offer →
Contact us Write or call